Ways to Safeguard Your Freelance
Business from Natural and Man-Made Disasters
Please don't blow this off as something that doesn't matter. If you are in business, it matters.
In 2012, a
derecho hit our area. The area had
widespread power outages.
We were fortunate our power
was back within three days. Many people went five to
seven days before their power returned.
People in outlying rural areas spent up to three weeks without power.
I didn’t
have a business at the time, but not knowing how long until the power returned
was a big deal.
What is your most
likely natural disaster?
At least one of these is a possibility in your area:
- Hurricane
- Lightning strike
- Tornado
- Wildfire
- Earthquake
- Mudslides
- Flooding
- Extreme winter conditions
- Wind blowing trees down
Other Situations to Consider
- Nuclear power plant disaster
- Rioting
- House fire
- Pipes burst
We know emergencies
happen. We just don’t know how or where
it will show up.
Our businesses
don’t need to take a heavy hit from “surprises.” To that end, here are some areas for you to
consider.
Data
Your email
list, client contact information, and your vendors are the life-blood of your
business. You need two things to protect
your data: a safe place and a way to get
to it.
External
hard-drives are good, but not so great in water or fire. Either you need a water and fireproof safe to
store it in, or a bank vault.
Cloud
storage is good. You will need a way to
remember the password, assuming your computer must be replaced.
Clients
Assuming you
have clients not affected by the disaster, you’ll want to get in touch with
them as soon as you reasonably can. They
need to make an informed choice to wait or find another vendor, even if
temporarily.
Savings
You may need
to replace key equipment and consumables as soon as possible. Insurance money may not kick in for weeks or
months, depending on the scope of the disaster.
What do you need to operate your business? Developing that list now, before disaster
strikes, will help you bounce back with less effort.
Where to Go for Access
You’ve heard
about not letting your gas tank get too low and keeping some cash on hand in
case of an emergency.
One of the
most urgent things I can think of would be a car charger for your cell phone
and laptop. Depending upon the severity
of your emergency, impassable roads may cause gas shortages, so a charger might
not take you very far.
On the other
hand, if roads are clear, it will allow you to drive somewhere where power and Wi-Fi
lets you carry on with business almost as usual.
Have maps
printed in advance. Some directions
could be impassible, so options are nice.
Knowing contacts you can visit outside of the zone may prove invaluable.
Bottom Line
There are
many sites dedicated to the art of emergency prep (with or without the
political fear mongering accompanying some prepper sites.) Those will give you a lot more tips and
tricks for the physical aspect of dealing with the emergency.
The bottom
line is this: simple preparations ahead of time reduce the stress of a
disrupted routine.
Most Realistic
Emergency Likely
In all
reality, minor, but equally disruptive emergencies like a computer or modem breakdown
are more likely. It all goes back to
your preps. Do you have the savings in place
to run down and replace your equipment immediately? Is your data backed up in a safe place you
can easily access?
If you missed last week, here's the link where I talked about personal emergencies. Next week, I'll be talking about preparations to make life a little easier on your family, in case of the ultimate emergency.
I get that you may not have the resources to make it all happen today. However, you CAN make a plan and set timelines for reaching those goals.
Whether or you are preparing for big or small disasters, being prepared makes navigating the challenge a lot easier.
Are there
important preps I missed that you have done for your business? Please share below!
Weekly Challenge
I didn’t
finish my website. I was busy with outside
stuff. I also ran into a technological
hurdle. I’ve dealt with that and am
charging ahead full steam. I have
promised my accountability buddy that I’ll have my site live by 5pm on
Wednesday – even if I don’t have graphics the way I want them. Sigh.
Sometimes moving ahead is more important than having everything perfect.
After that,
it’s on to getting my LinkedIn updated, which it sorely needs. Then I need to review the plan and see what’s
next.
What are you
doing to build your business this week?
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